BRICKbyBRICK: Building Homeownership w/ Suzi Beaver
Everyone has the right to own a home, and I’m Suzi Beaver, your energetic guide with over 30 years in the mortgage industry!
Join me on BRICK by BRICK: Building Homeownership as we empower young Americans in their 20s and 30s to achieve their first homeownership dreams.
From my experience as a processor, loan officer, realtor, and branch manager at Castle & Cooke Mortgage’s Piedmont location in Marshville, NC, not only will I show you the whole process from start to finish, I’ll share practical tips, faith-inspired insights, and expert advice to make homeownership achievable. Tune in weekly for inspiration and actionable steps!
BRICKbyBRICK: Building Homeownership w/ Suzi Beaver
Unlock Homeownership Savings: The 3-2-1 Buydown Strategy for Easier Mortgage Payments | Ep 020
Dreaming of homeownership but feeling squeezed by high mortgage rates? In this episode of BRICKbyBRICK Building Homeownership, Suzi breaks down the 3-2-1 buydown—a powerful tool that temporarily lowers your interest rate for the first three years, making those early payments more affordable.
With over 30 years in the mortgage industry, Suzi shares real numbers (like saving over $700/month on a $400K home at current 6.2% rates), pros and cons, who it's best for, and pro tips to negotiate it into your deal. Plus, learn about alternatives like 2-1 or 1-0 buydowns, and a special no-cost offer from Castle & Cooke Mortgage this month!
Chapters
0:00 - Intro: Why Consider a 3-2-1 Buydown?
1:25 - What is a 3-2-1 Buydown?
3:08 - Pros and Cons
4:04 - Who Should Use It & How to Qualify
4:57 - Q&A: Alternatives and Tips
6:52 - Wrap up
Blessings!
Suz
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